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Billing, Insurance and Financial Assistance
Insurance Coverage
The University of Kansas Health System contracts with many insurance plans and networks to provide healthcare services. Patients are responsible for ensuring they are covered for any services received.
Before scheduling an appointment or procedure, always check with your insurance carrier to determine your policy’s benefits and any pre-visit requirements, including prior authorizations or referrals.
We have compiled a list of questions to ask your insurance company when you're choosing The University of Kansas Health System as your service provider. If you do not see your insurance plan listed below, you may still be able to receive care from us. Contact your insurance company for more information.
DISCLAIMER: The University of Kansas Health System's participation with any product or insurance plan is subject to change without notice. Additionally, insurance companies offer a variety of plans and may change the names and benefits at any point. Your level of coverage depends on the specific benefits outlined in your plan.
The University of Kansas Health System does not accept health share programs as insurance plans. Health share program members may receive care from the health system as self-pay patients. Learn more about our self-pay collections policy.
Insurance plans
The University of Kansas Health System accepts most major insurance plans. Click the buttons below to see a list of accepted insurances at each health system campus.
Blue Cross Blue Shield of Kansas
Blue Cross Blue Shield of Kansas City
Blue Cross Blue Shield Medicare Advantage (out of area plans)
Healthy Blue Kansas (Medicaid Managed Care)
Healthy Blue Missouri (Medicaid Managed Care)
Home State Health (MO Medicaid Managed Care)
Medicaid Kansas (Traditional)
Medicare Supplemental (offered by many payers under different names)
MO HealthNet (Missouri Medicaid's traditional Medicaid plan)
Preferred Health Professionals (PHP)
Sunflower State Health (KS Medicaid Managed Care)
Tricare, TriWest Health Alliance
United Healthcare Community Plan (KS Medicaid Managed Care)
United Healthcare Community Plan (Missouri Medicaid Managed Care Plan though UHC)
Blue Cross Blue Shield of Kansas
Blue Cross Blue Shield Medicare Advantage (out of area plans)
Healthy Blue Kansas (Medicaid Managed Care)
Medicaid Kansas (Traditional)
Medicare Supplemental (offered by many payers under different names)
Preferred Health Professionals (PHP)
Sunflower State Health (KS Medicaid Managed Care)
Tricare, TriWest Health Alliance
United Healthcare Community Plan (KS Medicaid Managed Care)
For a list of insurance accepted at Liberty Hospital, part of The University of Kansas Health System, and its affiliated locations, visit: Accepted insurance at Liberty Hospital.
The University of Kansas Health System St. Francis Campus in Topeka is a joint venture between The University of Kansas Health System and Ardent Health. The list of accepted insurance at this location may differ from that across the health system.
Enroll 365 can help you choose a plan.
Original Medicare vs. Medicare Advantage
Questions are common regarding the differences between original Medicare plans and Medicare Advantage plans. These comparisons from the Kansas Hospital Association may be helpful:
| Original Medicare | Medicare Advantage | |
|---|---|---|
| Going to the doctor | See any provider who accepts Original Medicare. No referrals needed. It's your choice. | A designated primary care physician directs your care. Referrals are needed to see any other medical professional. |
| Covered care | Most medical services are covered. The program does not cover routine dental, vision or hearing care. | All medical services covered by Original Medicare. Some plans may also include additions like dental, vision, hearing or gym memberships. |
| Network | Only 1% of physicians do not participate in the Original Medicare network. You can choose to see almost any physician and have access to care anywhere in the United States. | Limited networks, usually self-contained. |
| Costs | You may pay a premium, deductible and coinsurance, but there are usually no other cost surprises. | There is risk of surprise out-of-pocket costs that can quickly build up if you get sick. Enrollees can be hit with unexpected hidden fees. |
| Approvals and authorizations | Rarely require authorizations and approvals for medical care. | Approvals from the Medicare Advantage plan are needed before your physician can provide services. These typically include inpatient admissions, skilled care stays, home health, outpatient surgery and services, ambulance transport, medical equipment, laboratory and radiology services, dental care, vision care and possibly more. |